Guide to buy-to-let mortgages

When it comes to investing in a property, there are many different options available. Buying a property to then rent out is a popular way to build a property investment. It is usually best to choose a set rate or tracker mortgage. Many buy-to-let landlords prefer the steadiness of a set rate mortgage, so outgoings are steady and predictable for an extended period. Buy-to-let mortgages became more competitive recently as lenders lower interest rates to keep the market moving. Unlike homeowner mortgages that look into salary and expenditure, buy-to-let mortgages estimate affordability based on potential income from rent. You’ll have to show that you can collect rent amounting to a minimum of 125% of your annual mortgage interest payments. Using an independent broker to seek out the buy-to-let mortgage that’s... Read More »

Why is oak flooring so great? Here are 7 reasons

We are often asked about the qualities of oak in a home setting, but the truth is, oak is one of very few materials that can look great in a diverse mix of environments. But what makes it so special? Here are 7 reasons why we love oak. 1. Oak may be a hardwood, and this will sound like an obvious point; however, it is ridiculously hard for a natural material. It’s been used for hundreds of years now within the building trade and has established extreme credibility for durability. For example, it’s well known that 200-year-old reclaimed oak can still be purchased and appears beautiful. 2. Oak improves with age sort of a like a good wine. We’re sure you’ve heard this saying before, but the character you get... Read More »

Top Reasons To Hire Wall Coating Specialists

Now that you have decided to change your home d├ęcor, painting your own walls can seem like a fun DIY exercise. However, it is important to keep in mind that for a coating exercise to ooze appeal and professionalism, there are a lot of factors that have to be considered during painting. For example, you have to have the right equipment and follow the right colour code to get appealing results. To get walls that are classy and aesthetically appealing, it is best to leave any painting work to professionals. This article will discuss the top benefits of hiring wall coating specialists. Specialists Have the Right Tools Professional painters usually have the right set of tools required to competently paint walls. Remember that with the wrong tools, your walls can... Read More »

Why are GRP flat roofs your best choice?

If you’re looking for a reliable roofing solution, you won’t find a better option than GRP flat roofs. These roofs offer a number of advantages over other types of roof. If you take a closer look at the benefits it offers, you can decide if this is the right choice for you. It’s Weather Resistant One of the biggest threats to your roof is poor weather. While there’s no way to completely weatherproof your roof, a GRP flat roof can help to keep your roof and home in excellent shape even during a storm. This is a roofing material that’s highly resistant to weathering, especially when the right kind of topcoat is applied. This roofing material is both seamless and waterproof, which means it’s ideal for stormy weather. You shouldn’t... Read More »

Why You Need To Cover Your Terrace

A terrace is a great addition to your home as it provides you with an outdoor space with easy access to the house. Most terraces do not come with a roof or cover, but this is something you should consider adding. If you are unsure about this, there are many reasons why a cover is a good idea and worth the additional investment. Sun Protection You are most likely to use your terrace in the summer months when the weather is good and you want to enjoy it before winter. The only problem is the sun can become overwhelming as you sit there. While it is possible to purchase a large umbrella, a terrace cover will work better. Terrance covers come in a range of designs and many will have... Read More »